The View From The Golden Dome

Views on the week's events plus some of mine.

Les Berman Weekly 7-20 Accomplish? Medical Care? Water Sports. The Catch ! and much much more…

Did you accomplish anything this week? I don’t mean the lucky stuff, like getting to and from work without having an accident. But that is pretty good I guess. Did you do something commendable? And that includes virtually everything whether or not you actually received a pat on the back. Did you do something that you feel was worthwhile, whether it was recognized or not? Tell me what you did !


And while you’re thinking about that, I have to say a little more about medical care. One of my regular readers argued with my position from last week. He came up with several excellent points, but if I was to publish them here, you would never read me again. Let’s be honest about this. When I write things here, I am always right. Period. (My kids never bought in to that line, so it’s up to you if you want to !)


In a 2010 report by the nonprofit Commonwealth Fund, the United States, despite spending twice as much on healthcare, came in dead last compared with six peers – Britain, Canada, Germany, Netherlands, Australia and New Zealand. And in a pair of studies focused on obesity and physical activity. Those studies, published in the journal Population Health Metrics, found rising obesity rates in nearly all of the hundreds of U.S. counties it studied between 2001 and 2009, but they also found that many Americans are becoming more physically active.


Counties in Kentucky, Georgia and Florida all reported major increases in the number of people getting sufficient physical activity, which the team defined as 150 total minutes of moderate activity or 75 minutes of vigorous activity per week. Now odds are that my readers are not in any of those progressive counties. So my message is get off your rear end and do it.


I started a couple of months ago and I’m swimming long distances now. My motivation was that my surgeon told me that my recovery from knee replacement surgery will be much faster and easier if I strengthen my quads and hamstrings. So, after I figured out that my lack of a six-pack didn’t matter much, I found that swimming was a lot easier on my joints than would be doing dry land exercises.


OK, so you don’t know how to swim. Lame excuse !! At most public and private pools, there are teachers who will get you going, and work with you. Last week, a 40+ woman was taking a swim lesson because she wanted to regain some strength and health. The teacher was actually quite good I thought. And guess what, I don’t look that good in a bathing suit either. But I feel great.


Back in the early 70’s, and living in Vancouver, I was a consultant to a company that was importing, from Australia,  the swim goggles (they were not patented or trademarked)  that are everywhere today. They were selling about 5000 – 8000 pair a year, mostly to swim clubs, and making a profit of about $3.00 each. I think they were retailing for about $6 or $7.00 each.  I went to the sporting goods show in Anaheim with the goggles. One product. Just one product. I had some conversations with one of the largest sporting goods distributors in the country, and came away with a signed order for one million units. Really !!


Yes, of course there was a catch. They would only pay 79 cents a unit. So I went back to my  company and said .. wow, look at this!! And they said they couldn’t do it because their cost of per unit was about $3. So I said, in shock, “you mean you never got prices to manufacture domestically?” And they said “why would we?” etc etc. Stupid is as stupid does. Right ?


Finally, they got their prices and said they would not sell to that company because they could only make 10 cents per unit (remember – 1 million pieces), and why would they do that when they are making $3.00 per (say 8000 pieces). The big distributor said they would not sell to the swim club market so these guys could continue to get their $3 profit.


Here’s the end of the story… The Vancouver company said ‘No” and the big distributor went elsewhere and went on to sell millions of units annually.


Now there is a moral to this story. I just don’t know exactly what it might be ! Oh yeah… get in the water and swim for your health. You can wear goggles too !!


Rates continue to move up, down and sideways. If you want something that you’ve never had before – a mortgage health review and a mortgage plan, you need to call me today. 818.305.4695.


And if you want to learn how to eat and be healthy, and build a business on good health, go to this website and check it out. I have !!

Have a better week !!


Berman’s Factoids of the Week:

Peanut oil is used for cooking in submarines  because it doesn’t smoke unless it’s heated above 450F.

The roar that  we hear when we place a seashell next to our ear is not the ocean, but  rather the sound of blood surging through the veins in the ear.

Nine out  of every 10 living things live in the ocean.

The banana cannot reproduce  itself. It can be propagated only by the hand of man (or woman).

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 Les Berman CMC
Real Estate Loan Specialist
NMLS ID 227675
Voice: 818.305.4695

July 27, 2013 - Posted by | fun, general interest, humor, real estate, sports | , , , , , , , , , , , , ,

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