The View From The Golden Dome

Views on the week's events plus some of mine.

Les Berman Weekly 12-1 Advance Planning. Powerball. Bird Spies. Restructure. Health CheckUp


It really has been bugging me lately but the great news is that we may only have to put up with this for another 15 days. After all, it has been this way for over 60 years. On December 15, television stations will have to adjust the sound levels of the commercials so that they are at the same level as the program that you are watching: no more blasting ads for the credit cards, soap, cars, or even worse, politicians!  How amazing will it be that a great hush comes over the country ! But, we all know that  some people will call their local station to complain that they can’t hear the commercials, or that something is wrong with the sound on their TVs. But I’m sure that you and I will be overjoyed !!

 

Have you done your advance planning? No – not buying a cemetery plot.  We are a mere three weeks away from the end of the world, according to the Mayan calendar. So, if you are counting on the end of the world, I want to buy your real estate now. You’re not going to need it – but I might. I’ll make a fair ‘end-of-the-world’ offer. There are many theories about the calendar, of course.

Some people say that the person who developed the calendar just ran out of room. Others think there were more calendar stones, while others surmise that the calendar maker used different languages knowing that they would mess up the translation specialists of the future (our present, now, today). Great sense of humor. And then I’ve seen the comparative photo of the Mayan end of the world calendar, an Aztec wheel, and an Oreo cookie. Maybe Mr. Oreo did this to help ease the way to the end of the world because cookies will not be consumed any more.

Like I said, I will buy your real estate. Call me. I’m already fielding calls at  818.305.4695 !

 

On the off chance that there might be naysayers in the audience, I heard today that we will finally get thePowerball lottery in California, but not until March or April of next year. The person from the CA. Lottery Commission said that tickets will be $2 each and that the prize money will start at $40MM. Just what I needed… another way to throw away my money and dream. At least I won’t have to call my son on the East Coast and ask him to make an investment for me. Yes, I know. He’s supposed to do it without my asking because he’ll end up with the spoils anyway. Another thing that he will have to remember. Unlikely !

 

Now I know that many of you will bet on football games, or basketball, soccer, (hockey won’t be around this season), or even the digits on the license plate of the next truck that rumbles by. The Powerball odds of winning the big one are 1 in 175,000,000. I found a list of things that are more likely to happen to you:

– being struck by lightning in your lifetime ( 1/10,000)

– getting attacked by a shark (1/11.5 million)

– being involved in a car-deer collision in Hawaii (1/6267)

– drowning in a bathtub (1/840,000)

– dying from a bee sting (1/6.1 million)

– being crushed by a vending machine (1/112 million)

– dying from using a right-handed product incorrectly if your are left handed (1/4.4 million)

– being canonized (1/20 milllion)

-being killed by falling aircraft parts ( 1/10 million)

– being killed by radiation from a nearby nuclear meltdown (1/10 million)

No, I didn’t verify any of these. Feel free to check into it and then let me know. Or don’t !

 

In other interesting animal news, it has now been proven that birds can rescue the international spy by using a tool. A study in Current Biology from researchers in Austria, specifically from the University of Oxnard, the University of Vienna, and the Max-Planck-Institute for Ornithology in Germany, found that a parrot could sculpture a tool out of shapeless wood. The reason I mentioned the institutions was to legitimize the inclusion of tool making parrots in the next James Bond or Jason Bourne movie. It was reported here first !!

 

Meanwhile, housing inventories are at record low levels in parts of Los Angeles and California. To have an advantage in getting your offer accepted, I will help to get you fully approved so you can make an offer without a financing contingency. Ask me how 818.305.4695 .

I’m working with a family right now to restructure their loans. They have a big equity line and a smallish first mortgage. I’m combining them together to give the family a fixed rate loan with a payment that will be as low as what they are paying now. The difference is that we have eliminated the interest rate risk that will come when rates go up – and they will. Call me today for your mortgage health check up with my compliments. 818.305.4695.

 

Have a better week !

Les

Berman’s Factoids of the Week:

Q. Why do Xs at the end of a letter signify kisses?

A: In the Middle Ages, when many people were unable to read or write, documents were often signed using an X. Kissing the X represented an oath to fulfill obligations specified in the document. The X and the kiss eventually became synonymous.

 

 

Q: Why is someone who is feeling great ‘on cloud nine’?

A: Types of clouds are numbered according to the altitudes they attain,
with nine being the highest cloud. If someone is said to be on cloud nine,
that person is floating well above worldly cares.

 

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 Les Berman CMC
Real Estate Loan Specialist
       
NMLS ID 227675
Voice: 818.305.4695

 

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December 1, 2012 - Posted by | Uncategorized | , , , , , , , , , , , , , , , , , , , ,

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